Alfatih, Fajrul, Muqowim Muqowim, and Baldi Anggara. “Persepsi Masyarakat Tentang Pinjaman Online : Studi Kasus Masyarakat Plaju Kota Palembang Sumatera Selatan”. ISLAMIKA 5, no. 2 (April 1, 2023): 657-668. Accessed October 21, 2026. https://ejournal.ipn.ac.id/index.php/islamika/article/view/3115.