Khairunnisa, Shadrina, Mita Rahman, Chika Apriyanti, Dwi Putri, and Hisny Fajrussalam. “Perilaku Konsumtif Penggunaan Online Shopping Dan Sistem Pay Later Dalam Perspektif Ekonomi Islam”. FONDATIA 6, no. 1 (March 31, 2022): 130-147. Accessed November 7, 2026. https://ejournal.ipn.ac.id/index.php/fondatia/article/view/1711.